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Insured and Uninsured

A Spectrum Health Value Study^TM Report
Authors: Audrey Spolarich and John Seng
Date: July, 2009

Overview:
The Spectrum Health Value Study^TM, is an ongoing national online survey to ask Americans what they value when it comes to health care products and services. Each quarter, data from 1,000 new respondents is added allowing for finer analyses and eventually for trend studies.

The most recent data uncovered three major findings concerning the insured and uninsured in the U.S.:

• There are significantly more uninsured people ages 18 and older in the U.S. than the latest Census Bureau statistics indicate (51.2 million currently compared with the 47 million in 2006);
• During the economic downturn, insured respondents reported significant cutbacks on their use of health services, including the use of prescription medications, but have increased their use of mental health services, psychiatric services, and substance abuse services; and
• Although uninsured respondents reported that they believe insurance is "absolutely essential," they still lack coverage.